Education & Mobility
Supporting international educators throughout their careers
Pensions, tax, wills, property and long-term financial security, considered together for people whose teaching careers take them across countries.
UK State Pension & National Insurance Guide For British Teachers Abroad
Over the past few months, many British teachers working overseas have received correspondence from HMRC following significant changes to voluntary National Insurance contribution rules.
For years, eligible expatriates could often maintain their State Pension entitlement through relatively inexpensive Class 2 contributions. From April 2026, that position changed and many individuals are now being asked whether they wish to continue under the significantly more expensive Class 3 system.
For some, the answer is obvious. For others, the question is: “Is it still worth paying?”
Experience
A Deep Understanding of International Education
Our network includes advisors with extensive experience supporting international teachers, educators and school leaders working across multiple countries and hundreds of international schools worldwide.
We understand the challenges that international educators face:
Frequent international moves
Multiple pension systems
Cross-border taxation
Property ownership in home countries
Family relocation
International healthcare planning
Estate planning across jurisdictions
Retirement planning for globally mobile professionals
Our network also includes professionals who have worked closely with international education communities and leading organisations such as FOBISIA and other international school networks.
Three Pathways
Where Would You Like To Begin?
01
I Am A British Teacher Working Overseas
- UK State Pension
- National Insurance
- Missing contribution years
- Returning to the UK
- Property ownership
- UK tax considerations
02
I Am An International Educator
- Family protection
- Estate planning
- Retirement planning
- Cross-border considerations
- Property ownership
- Healthcare planning
03
I Represent A School
- Staff presentations
- Educational seminars
- Employee wellbeing initiatives
- Parent information sessions
- Teacher support programmes
How We Can Help
Guidance Across Every Stage
School Services
Educational Talks, Staff Briefings & Webinars
Premier Teachers can arrange educational presentations and webinars for schools, leadership teams, teachers and parent communities.
Topics May Include
UK State Pension planning
National Insurance contributions
Wills and estate planning
Family protection
Life insurance
Additional healthcare cover
Retirement planning
Property ownership whilst overseas
Tax considerations for expatriates
Returning home after years abroad
Ideal Times For Presentations
New Staff Induction
Ideal for newly recruited international teachers.
Start Of Academic Year
Useful for staff wellbeing and long-term planning initiatives.
January Planning Sessions
Many educators review future goals and finances at the start of a new year.
Parent Information Evenings
Sessions focused on estate planning, family protection and international living considerations.
Interested in arranging a presentation or webinar for your school?
Book A ConsultationPremier Group Client Portal
Your advisory team,
in your pocket.
Track your pension review, message your advisor, store documents and book consultations, all from one secure app, wherever your teaching career takes you.
Coming Soon
The Wider Group
Related Premier Group Services
A pension or a will is rarely the whole picture. These are the other parts of the group that international teachers tend to need.
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